My journey to Financial Independence(FI) all began with Dave Ramsey. (He certainly seems to be a segue for many people into the personal finance realm). It’s funny because I can’t even recall how I stumbled upon his show. I wasn’t looking for financial advice at the time. It may have just been dumb luck, or […]
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What Does It Mean to Live A Rich Life?
By Chad 12 Comments
A little over three and a half years ago my grandma passed away. Without a doubt, she was the strongest and most wise woman I’ve ever known. Throughout her life she was always very dedicated to her family. Within the last several years before passing away, I would always hear her say “I’m so rich…,” […]

What You Should Know Before Starting College
By Chad 9 Comments
It’s been exactly 20 years since I was walking across that stage to accept a piece of paper that would be the dividing line between not having a care in the world and having to get my shit together quick. I remember it being an exciting time, but back then I knew very little about […]

Financial Spring Cleaning
Spring time is here! Well, it’s officially here, but depending on where you live you still may be trying to shake off that left over winter weather. Spring is arguably one of the best times of the year. It brings a sense of renewal in many aspects of life and in nature. Like many others, […]

Emergency Funds: Weathering the Storm
By Chad 2 Comments
This post may contains affiliate links. Please read my Disclaimer Page. Have you ever heard the phrase “Hope for the best, prepare for the worst?” When it comes to your finances, preparing for the worst can mean the difference between maintaining financially stability or sinking heavily into years and years of debt. So, how does one financially prepare for […]