This post may contains affiliate links. Please read my Disclaimer Page. Have you ever heard the phrase "Hope for the best, prepare for the worst?" When it comes to your finances, preparing for the worst can mean the difference between maintaining financially stability or sinking heavily into years and years of debt. So, how does one financially prepare for the worst? Two words. Emergency. Fund. We all know to "save for a rainy day," however, the majority of us either get wrapped up consuming useless crap we think we need, or we fall trap to that all familiar feeling of being invincible and thinking "nothing bad will happen to me." Emergency funds are not only important in providing the ability to get ourselves out of a jam, but also psychologically give us that peace of mind knowing that not IF but WHEN things get rough we can calmly weather the storm. Why Do I Need an Emergency Fund? A few years back, I suddenly and tragically lost my younger brother. He died leaving behind no … [Read more...] about Emergency Funds: Weathering the Storm